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Return of premium life insurance gives you all the benefits of a tradional term life insurance policy, plus the addional benefit of having all of your cumulative premiums paid back to you at the end of the policy period. Return of premium life insurance is
also called cash back life insurance both of these products literally mean the same thing, all premiums paid are returned to you at the end of the policy period.
Return of premium life insurance gives you the best of both worlds-all the protection that you require, followed by a full refund of premiums. This protection comes at a price that is very affordable.
Policy Benefits
Return of Premium Your premiums will be returned at the end of the policy period.
Choice of Terms: You can select a level premium period that you are comfortable with and that fits your needs. You can choose 15, 20 or 30-year periods.
Level Premiums: Your policy premiums are guaranteed to remain level all through the period selected.
The companies that we represent are all highly rated well-known insurers that stand behind the products they sell. We represent the following companies:
American General (AIG) - Fidelity and Guaranty
Federal Kemper - United of Omaha
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