Imagine receiving all your money-back on your Life Insurance. Your beneficiary receives a death benefit if you die, but if you live the insurance company returns all of your premiums!...It’s called Return of Premium Life Insurance and it handles one of the biggest objections people have when buying term life insurance...

 

 

The objections that consumers have had with term life insurance is that they pay all this money into the policy and at the end of the term they get nothing.

Return of Premium life insurance handles this problem by giving you the coverage you need when you need it most but at the end of the policy period you receive all of your premiums back.

Birthdate:
 Month   Day   Year
Sex:
 Male   Female
Do You Smoke or use tobacco?
 Yes   No
Describe your Health:
What is my health class?
Regular  
Preferred Plus
 Regular Plus
Preferred
Your State:
Length of Coverage:
Amount of Insurance:
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Premiums Paid:
 Annual Monthly Quarterly   Semi-Annual
First Name:
Last Name:
Day Phone:
Evening Phone:
Email:
       

Return of premium life insurance gives you all the benefits of a tradional term life insurance policy, plus the addional benefit of having all of your cumulative premiums paid back to you at the end of the policy period. Return of premium life insurance is also called cash back life insurance both of these products literally mean the same thing, all premiums paid are returned to you at the end of the policy period.

Return of premium life insurance gives you the best of both worlds-all the protection that you require, followed by a full refund of premiums. This protection comes at a price that is very affordable.

Policy Benefits

Return of Premium Your premiums will be returned at the end of the policy period.

Choice of Terms: You can select a level premium period that you are comfortable with and that fits your needs. You can choose 15, 20 or 30-year periods.

Level Premiums: Your policy premiums are guaranteed to remain level all through the period selected.

The companies that we represent are all highly rated well-known insurers that stand behind the products they sell. We represent the following companies:

American General (AIG) - Fidelity and Guaranty
Federal Kemper - United of Omaha