Return Of Premium Calculator
Return of Premium Life Insurance Calculator
Step 1:
Annual pre-tax income needed:
$10,000
$15,000
$20,000
$25,000
$30,000
$35,000
$40,000
$45,000
$50,000
$55,000
$60,000
$65,000
$70,000
$75,000
$80,000
$85,000
$90,000
$95,000
$100,000
$110,000
$120,000
$130,000
$140,000
$150,000
$160,000
$170,000
$180,000
$190,000
$200,000
$225,000
$250,000
$275,000
$300,000
$325,000
$350,000
$375,000
$400,000
$425,000
$450,000
$475,000
$500,000
$750,000
$1,000,000
Step 2:
Years of income needed:
5
10
15
20
25
30
35
40
Step 3:
Estimated interest rate earned on invested insurance proceeds:
4 %
5 %
6 %
7 %
8 %
9 %
10 %
12 %
Step 4:
Estimated annual inflation rate (3% avg. last 10 years):
2 %
3 %
4 %
5 %
6 %
7 %
8 %
9 %
10 %
12 %
Step 5:
The amount of life insurance need to replace you annual income is:
