Statements

This Privacy Notice is provided on behalf of ADVANTAGE QUOTES.

Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how the financial services industry handles nonpublic personal financial information. ADVANTAGE QUOTES recognizes that the foundation of our business is maintaining your trust and confidence. In order to provide you with the most effective and beneficial service, we must maintain information about you. Keeping that information secure and private is important to us. This notice is provided to you so that you may know how we collect information about you, the type of information we collect, what we may disclose to our affiliates and non-affiliated third parties, and the steps we take to protect personal information about you.

What we collect

First, we must collect a certain amount of personal information about you in order to provide customer service, offer new products or services, evaluate benefits and claims, administer products, and fulfill legal and regulatory requirements. Therefore, as part of our servicing of your requests, we may obtain certain nonpublic personal information about you. This information includes facts and data that we receive from you, your medical providers, medical field examiners, medical information providers, government agencies, current or past employers, credit agencies and/or other authorized persons on applications, company required forms, feedback forms, client/account information forms, needs analyses, telephone calls, service requests, correspondence, process requests, claim forms and other processing forms; facts and data about your transactions with us, our affiliates or others; and facts and data we receive from consumer reporting agencies.

The information we collect may include:

• Your name, address, telephone number, email address, date of birth, Social Security number, age, gender, marital status, assets, bank account number(s) and financial statistics; requirements.
• Your criminal record; about you.
• Your medical information, such as your health background and health status; and
• Your hobbies.

WHAT WE SHARE

ADVANTAGE QUOTES is committed to maintaining the confidentiality of the personal information we collect.

With respect to the information we collect about you:

• We collect and use the information to the extent needed to conduct our business and to meet our high quality service standards;
• We maintain appropriate safeguards to protect information about you;
• We will verify that any persons requesting information about you or your relationship with us is entitled to such information prior to providing it. For example, we may give information to heirs/beneficiaries concerning the existence and amount of life insurance and annuity contracts following receipt of notice of the death of an insured or an annuitant.
• We do not share nonpublic personal information about you outside our company other than to service your request, or as authorized by you, or as required or permitted by applicable law;
• We require any organization that provides assistance to us in administering or reinsuring contracts or providing services on our behalf to you to maintain the confidentiality of your nonpublic personal information and not use such information for any other purpose;
• We do not allow non-affiliates to offer their products and services to you without your consent; and
• We only share personally identifiable medical information with affiliates or non-affiliates as may be permitted or required by law, authorized by you, or necessary in connection with the issuance, verification, or administration of the insurance service you requested.

The law does permit us to share information about you with our affiliates, including insurance companies and insurance service providers. The law also permits us to share information about you with companies that perform marketing services for us, or other financial institutions that have joint marketing agreements with us. The information we share with our affiliates or service providers need not be directly related to our transaction with you.

If we change our privacy practices, we will provide you notice of all material changes. This privacy notice supersedes all previous notices with respect to matters described herein.

It is our goal to ensure that all the information we collect is accurate and complete. Please notify us if you believe information is inaccurate.

NO ACTION IS REQUIRED BY YOU

Your trust and confidence is important to us and we strive to maintain your continued trust.

Legal

Steven Brown, is an Agent, licensed to sell life insurance products in all states and the District of Columbia, with the exception of Alabama, Connecticut, Hawaii, or outside of the United States. This site is published for residents of United states of America.

Information on this web site is provided "AS IS" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. Quote on this site is an estimate. It is neither a contract nor an offer. Your actual premium may differ from this quote. It will be determined by one of our agent, after reviewing your information and the underwriting process is completed according to company's guideline. We can not guarantee for any accuracy.

IN NO EVENT STEVEN BROWN WILL BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, OR ANY OTHER HYPER-LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

Information on this web site may contain inaccuracies or errors. Information may be changed or updated without notice. We have no obligation to update information presented on this web site, so information contained herein may be out of date at any given time. We may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.